Friday, January 21, 2011

How to Accept Credit Cards on your Website

So your business has a website... now what?
Now, we’ve found a simple virtual terminal processing solution enabling
you to make money off of two totally new groups of customers.
The international market: Yes... people in other countries do have
money... lots of it! And I guarantee you not every country has been as hard
hit by the recession as the U.S. In almost every case, there is a way to
modify a portion of your business to serve online customers. Don’t want to
bother with shipping? Easy- enroll into the Amazon shipping program. They
take 50 percent but do all the work for you.
People sitting around at 10 o’clock at night buying stuff they probably
shouldn’t be. If you think this is a joke, think again. Walmart has spent
a fortune this year trying to fine tune its online store to capture this exact
group: The spontaneous Internet buyer. Some studies indicate this is
upwards of a trillion dollar market. If Walmart is going for it... you should
too.
Get a reliable payment gateway.
This is what allows you to authorize transactions and manage your
customer’s cards. Make sure you get one that can do both card-present
and card-not-present transactions. Also... get a recurring billing function for
repeat customers. That will save you a lot of head ache in the future. To
read more about payment gateways click here.
Wait! Can’t I just get an Internet merchant account and skip the
payment gateway!
The initial cost of doing an Internet merchant account is usually pretty high
when you’re just starting out. Also, these accounts are not easy to get right
now. Banks are labeling all Internet ventures as “high risk” so unless you
have a really strong relationship with the bank, or are some kind of “bankwhisperer”
you’re probably out of luck. My personal experiences with doing
Internet merchant accounts with a bank can be read here.
The other cool thing about a payment gateway is that you get a check at
the end of the month, rather than having to take the security risk of running
every customer’s card. This lets you concentrate on sales and customer
service, rather than IT stuff.
The Shopping Cart
Once you have found a payment gateway, you need to set up a shopping cart. There are a
number of good shopping cart solutions. I recommend 1shoppingcart. And I definitely don’t
recommend Google check out. It’s the one thing Google did that doesn’t quite work right.
Process Pink accepts almost any shopping cart.
Sit back and watch it work!
Congratulations, you have now joined the rest of the world in accepting
credit cards online. You probably didn’t know what you were missing out
on until right now!
If you want a detailed explanation of how to set this up over the phone,
click here.

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How to Accept Credit Cards on your Website

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Friday, January 14, 2011

Virtual Terminal Credit Card Processing

That lowers your charges…
And donates to the
National Breast Cancer Foundation
Why Do I need virtual terminal credit card processing?
Bottom Line? It increases sales. You can accept almost all forms of
payment from anywhere in the world.
That includes Mastercard, Visa, AmEx,Discover,Diners Club, Carte
Blanche,JCB,Debit,Corporate Cards, and EBT Cards.
Regardless of size, every business today faces rising costs. You have to
watch what you spend to keep afloat. Expanding onto the web and hosting
virtual terminal credit card processing keeps your doors open 24 hours a
day.
virtual terminal credit card processing will save money
My virtual terminal credit card processing service began declining charges for my online business around
the 23rd of each month….when we call them they say it’s visa doing it and not them, but the number they
tell us to call at visa, we can’t seem to reach anyone….do you have any suggestions….??? ~ Via the
internet
Your virtual terminal credit card processing service is probably right….at
the point they start declining, there isn’t anything they can do about it. For
Visa to accept a certain volume of charges, there are minimum security
requirements that have to be met
It is important to select a virtual terminal credit card processing service
that regularly scans your volume of transactions, and is a Visa-approved
company. Also- try testing out your provider’s customer support, before you
purchase their services. In this case, where the customer support did not
seem to resolve your problem, it would have paid to investigate first before
committing.
Process Pink has a 24-7, real-time customer support program supported by
Chase Paymentech. Since we have been working with companies like Visa
for over 55 years, we have around the clock surveillance of the transaction
volume to ensure that your payments are never stopped due to security
concerns. You can call us at (800) 815-4360 begin_of_the_skype_highlighting (800) 815-4360 end_of_the_skype_highlighting and test it out right now.
Virtual terminal credit card processing services should be transparent
For us that means near real-time reports you can access at any time
of day or night. You can view anything from front-end to back-end
reconciliation data. That’s so you can be sure everything is running
smoothly and we are doing our job.
To learn more about virtual terminal credit card processing click here

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Virtual Terminal Credit Card Processing

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Friday, January 7, 2011

The Merchant Cash Advance

If you expect your business to grow in the next year and a half....keep reading.....
...you’ve probably taken out some credit to get this far....you must have..
....what 98% of businesses using credit don’t understand ...is that there is a way to
get cash in your hand without having to pay penalty charges, accounting fees, and
all the other techniques creditors use to claim their $33 Billion profits.
.....there is a much stronger and safer source of working capital
....A merchant cash advance.
How does it work? It’s an infusion of working capital you make by selling
a percentage of your future credit card receivables. I.e. the money you are
expecting to make off of credit card sales. There are no set repayment terms and
you might be approved within 36 hours. Also, a portion of your processing fees go
to the National Breast Cancer Foundation.
Applicants choose to get anywhere from $2,500 to half a million dollars. And
because a cash advance is technically a business purchase, not a loan, it doesn’t get
on your credit report. There are no closing costs or application fees.
What’s the application process like? You need to demonstrate that you
process a certain amount of credit card sales over a period of several months. You
have to be current on your property rent. And you can’t be bankrupt.
How do I pay the advance back? We update your credit card system to pay
us back over a period of time that we agree on before hand. It takes no additional
effort on your part.
How do I know this is right for me? Well first, you have to be sure you
really have a profitable business. If you are near bankruptcy and are just trying to
minimize your losses....a cash advance is probably not right for you
And secondly, you have to have a plan for using the cash advance in a way that
makes sense. A plan that will grow your business, instead of just paying the bills.
You can revamp your marketing, reach out to new customers, or create a more
efficient way of doing things.

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The Merchant Cash Advance

Come read my entire blog at http://wp.me/p12QJ0-h